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ABOUT US


Introduction:

Kiyansh Finance is dedicated to driving the financial empowerment of India's rapidly growing MSME segment, particularly within the informal economy & this demography represents a significant credit gap. Kiyansh Finance seeks to tap into this market by directly providing financial solutions or partnering with other Non-Banking Financial Companies (NBFCs) through co-lending and Business Correspondent (BC) partnerships. The MSME segment is characterized by its ambition, shift from cash to digital transactions, and a sound history of financial management.

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Mission:

Kiyansh Finance’s primary mission is to serve the growing MSME segment by offering customised financial products tailored to their evolving needs. The goal is to provide accessible and inclusive financial solutions that enable these  enterprises to flourish in a digitally advancing economy, promoting financial well-being in the process.

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Approach:

Kiyansh Finance adopts a hybrid approach that combines traditional lending methods with cutting-edge technologies and data analytics. This methodology ensures the delivery of high-value services to customers, both financially and non-financially. It also emphasizes strong customer engagement, relationship-building, and rigorous risk management practices. The approach allows Kiyansh Finance to be agile and responsive to the dynamic needs of its customer base.

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Lending Process:

The unique lending process at Kiyansh Finance revolves around the concept of the “3 T’s”: Trust, Transparency, and Technology. This model integrates traditional field assessments with modern data-driven methods, such as analyzing customers’ digital footprints . This holistic assessment approach ensures that all aspects of customer creditworthiness and risk are thoroughly evaluated. 


Kiyansh Finance is committed to offering​

  • Seamless onboarding Simplified processes for customers to start their lending journey.
  • Quick processing: Efficient loan processing times to ensure a smooth experience.
  • Multiple repayment options: Diverse repayment channels to enhance convenience for customers.


In summary, Kiyansh Finance stands at the intersection of traditional finance and modern technology, seeking to provide financial upliftment to a large and growing segment of India’s informal economy. The company’s unique approach, grounded in trust, transparency, and technological innovation, is designed to cater to the needs of a digitally evolving customer base.

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Date of Incorporation: 02 May 2023

CIN No: U64990KA2023PTC173137

NBFC Registration No.        : N-02.00374

Date of NBFC Registration: 4 OCTOBER 2024

Disclaimer:

“Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liability by the company.”

“Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the company, the Reserve Bank of India, neither accents any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.”